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finance solutions for wessex cleaning clients

Wessex have been working with Focus for several decades.

In this time we have helped a huge variety of their clients benefit from the peace of mind that their services provide.

Whether you are a new business or a large company we have facilities to suit your individual requirements.  Finance is available to non regulated customers which includes limited companies and larger partnerships.

Not all businesses are the same, and we speak to every one to understand their exact needs and provide a bespoke solution to achieve these.

types of finance

The type of finance that will be most suitable will depend on a number of factors.  These will include the annual capital expenditure for the business and whether it is VAT registered. 

We would always suggest that requirements are discussed with the company’s accountant to determine which option is best.  We are also happy to speak with them to answer any questions they may have.

lease rental

lease rental

VAT payable on each rental - Various options to retain the asset at the end of the lease - Accounted for as revenue expenditure
find out more

hire purchase

hire purchase

VAT payable up front - Option to purchase fee with last payment - Accounted for as capital expenditure
find out more

finance figures

Once you have an equipment cost, just enter it below.  You will then be shown indicative monthly payments.  Please note these assume the business has been trading for more than 3 years and are subject to credit approval.  We can help with younger businesses, so just get in touch to discuss your requirements.

The monthly figures shown will be plus VAT if you take out a lease agreement.  If you choose a hire purchase agreement, all the VAT on the cost of the equipment will be payable up front.

the process

Once we know your requirements, it is a very simple process for you.  We realise that you will have many decisions to make and other demands on your time.  We arrange everything in the background, keeping you updated where required.

contact wessex with your requirements

Wessex will provide you with a price to suit your needs.

obtain finance figures

Contact us for a bespoke illustration or use the calculator above to obtain indicative figures. 

you confirm you wish to proceed

Tell us your preferred finance term and we will advise what information we will require from you. 

we obtain credit approval

As soon as we have credit approval we will issue a formal acceptance.  We will then issue you with documentation to complete.

you review and sign the documentation

We are of course here to answer any questions you may have.  Once received we will notify wessex that everything is in place.

wessex arrange a delivery date

Wessex will liaise directly with you regarding a delivery date, and let us know when this has been arranged for.

you take delivery

Once you have taken delivery of your equipment you complete a delivery note and we then get your agreement activated and wessex paid.  Of course we are on hand throughout your agreement to answer any questions you may have.

benefits of asset finance

Focus can offer you finance solutions for all types of cleaning equipment from wessex, from small carpet cleaners to large road sweepers.

We cover the whole of the UK and have facilities to suit all of our customers, from start up ventures to PLCs.

Asset finance is often used instead of outright purchase, as cash is king when it comes to the health of a business. Even the most profitable companies cannot survive with insufficient cash. 

Managers have to ensure they have enough cash to meet their day to day needs, their expansion plans, and reserves to fall back on when business slows down or plans don’t work out.

Your new cleaning equipment can be delivered and working for you without the need for capital expenditure.  The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.

Keep existing banking arrangements, and credit lines free for more appropriate uses.  Our finance facilities cannot be withdrawn like overdraft facilities.

Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler.  Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.

Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded at any time in the future.

Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear.  After all, you wouldn’t pay all your staff costs up front!  Finance payments may be financed as you go along by extra income obtained by having the new equipment.  Have equipment at today’s prices paid for from tomorrow’s income.

By utilising the right type of finance for your equipment acquisition you can maximise or accelerate your tax relief.  We will guide you through the options available.

Finally, with Focus Finance you can expect a minimal amount of paperwork.

frequently asked questions

If you have any questions we welcome phone calls or emails and will be pleased to help.  However we realise that your time is precious and before you know it another day has passed and you have not had the time.

Some of the most frequently asked questions and answers can be found below.

We can provide finance solutions without the need for any deposit, or if you wish to lower the regular monthly repayments a deposit can of course be paid. 

Our minimum term is 12 months, and maximum term length is generally 60 months.

This will depend on a number of factors including whether the business is VAT registered, cashflow and how much has been spent on equipment in the financial year. 

Please give us a call to discuss these options in more detail, or ask your accountant.

This depends on many factors including total equipment value, length of time trading, and publicly available information.  Our aim is to make finance as simple as possible, so will only ask for information if it will help you be credit approved. 

We are happy to provide indicative figures over the phone or by email.  If you prefer, feel free to use the calculator above to give an idea of figures by entering total equipment cost.  Please note that these are based on businesses trading for more than 3 years and are subject to credit approval.  If the business is younger, just give us a call and we will provide you with a bespoke illustration.

There are no up front fees payable to Focus for arranging a facility.

There is a documentation fee payable to the funder with the first payment, and this is typically £150.00.

End of term arrangements will depend on the most suitable facility. 

Details of all fees will be clearly stated on any documentation issued.

Customers are able to settle their agreement at any point throughout the term, however all rentals remaining under the agreement will be due.  Typically there is a small discount for settling early.

Please get in touch with us in whichever way suits you best.  Pick up the phone or send us an email.  We are happy to discuss the requirements and provide some finance illustrations in confidence and without obligation.  Alternatively please use the above calculator to obtain an indication of figures. 

finance your equipment from wessex

Enter your details below and we will contact you to give you a bespoke illustration and answer any finance questions

privacy

By entering your details you agree to be contacted by Focus Finance. You can read our privacy policy by clicking below.
privacy policy

to contact wessex cleaning directly:

Wessex Cleaning 1

If you need more help or cannot find what you are looking for, just call on 01722 448050 or submit a request form

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are you calling about a direct debit you don't recognise?

We have published this message as the payment that has been collected from you has nothing to do with our company. We are an asset finance company in Hampshire, we do not collect direct debits from any customers and only deal with businesses.

We receive many calls about this, as we have a similar name to the company that is collecting these direct debits. The company responsible is Focus Finance and Marketing Limited. Their website is below, however they do not answer their phone or respond:

https://www.focusfinance.co.uk/

Our understanding is that bank details are being obtained from people unknowingly, or on the pretence of providing a loan, and this is a fraudulent company.

We would therefore request you contact your bank to report this and ask them to escalate to their fraud team and stop further payments from being taken.

Please also report Focus Finance & Marketing Limited to:

ActionFraud
Financial Conduct Authority
Information Commissioners Office

We are now at a point where this is impacting our business, so we are also doing everything we can to get them shut down so your help would be appreciated.

Please feel free to copy the above message to provide to your bank.