finance solutions for STREAMLINE® vans
benefits of asset finance
Focus can offer you a finance solution for any type of equipment you need from STREAMLINE®. This page is dedicated to vans with STREAMLINE® systems.
We cover the whole of the UK and have facilities to suit all of our customers, from start up ventures to PLCs.
Asset finance is often used instead of outright purchase, as cash is king when it comes to the health of a business. Even the most profitable companies cannot survive with insufficient cash.
Managers have to ensure they have enough cash to meet their day to day needs, their expansion plans, and reserves to fall back on when business slows down or plans don’t work out.
Your new can and system can be delivered and working for you without the need for capital expenditure. The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.
Keep existing banking arrangements, and credit lines free for more appropriate uses. Our finance facilities cannot be withdrawn like overdraft facilities.
Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.
Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded at any time in the future.
Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear. After all, you wouldn’t pay all your staff costs up front! Finance payments may be financed as you go along by extra income obtained by having the new equipment. Have equipment at today’s prices paid for from tomorrow’s income.
By utilising the right type of finance for your equipment acquisition you can maximise or accelerate your tax relief. We will guide you through the options available.
Finally, with Focus Finance you can expect a minimal amount of paperwork.
Once we know your requirements, it is a very simple process for you. We realise that you will have many decisions to make and other demands on your time. We arrange everything in the background, keeping you updated where required.
frequently asked questions
If you have any questions we welcome phone calls or emails and will be pleased to help. However we realise that your time is precious and before you know it another day has passed and you have not had the time.
Some of the most frequently asked questions and answers can be found below.
We can provide finance solutions without the need for any deposit, or if you wish to lower the regular monthly repayments a deposit can of course be paid.
Our minimum term is 12 months, and maximum term length is generally 60 months.
This will depend on a number of factors including whether the business is VAT registered, cashflow and how much has been spent on equipment in the financial year.
Please give us a call to discuss these options in more detail, or ask an accountant.
This depends on many factors including total equipment value, length of time trading, and publicly available information. Our aim is to make finance as simple as possible, so will only ask for information if it will aid an approval.
We are happy to provide indicative figures over the phone or by email. If you prefer, feel free to use the calculator above to give an idea of figures by entering the van and system cost and deposit (if any). Please note that these are based on businesses trading for more than 3 years and are subject to credit approval. If the business is younger, just give us a call and we will provide you with a bespoke illustration.
There are no up front fees payable to Focus for arranging a facility.
There is a documentation fee payable to the funder with the first payment, and this is typically £150.00.
End of term arrangements will depend on the most suitable facility.
Details of all fees will be clearly stated on any documentation issued.
Customers are able to settle their agreement at any point throughout the term, however all rentals remaining under the agreement will be due. Typically there is a small discount for settling early.
Please get in touch with us in whichever way suits you best. Pick up the phone or send us an email. We are happy to discuss the requirements and provide some finance illustrations in confidence and without obligation. Alternatively please use the below calculator to obtain an indication of figures.
The type of finance that will be most suitable will depend on a number of factors.
These will include the annual capital expenditure for the business and whether it is VAT registered.
We would always suggest that requirements are discussed with the company’s accountant to determine which option is best. We are also happy to speak with them to answer any questions they may have.
Once you have a total van and system cost, enter below. You can then change the deposit and term to come up with the relevant monthly payments.
Please exclude any VAT that will be due from the deposit figure you enter.
Please note these assume the business has been trading for more than 3 years and are subject to credit approval.
to contact Streamline directly: