Phone-alt

01794 335750

Linkedin Facebook Twitter Pinterest Instagram Youtube Envelope
Marshall's International 1

COMPETITIVE FINANCE

FOR YOUR PURCHASE

finance solutions for your new ice rink equipment

Focus have been helping businesses of all shapes and sizes to finance their equipment for decades.  Marshall’s are pleased to offer this facility to their customers.

Whether you are a new business or a large company we have facilities to suit your individual requirements.  Not all businesses are the same, and we speak to every one to understand their exact needs and provide a bespoke solution to achieve these.  

Finance is available to non regulated customers which includes limited companies and larger partnerships.

finance figures

The type of finance that will be most suitable will depend on a number of factors. 

These will include the annual capital expenditure for the business and whether it is VAT registered. 

We would always suggest that requirements are discussed with the company’s accountant to determine which option is best.  We are also happy to speak with them to answer any questions they may have.    

lease rental

lease rental

VAT payable on each rental - Various options to retain the asset at the end of the lease - Accounted for as revenue expenditure
find out more

hire purchase

hire purchase

VAT payable up front - Option to purchase fee with last payment - Accounted for as capital expenditure
find out more

Once you have your quote from Marshall’s, just call or email us a copy and we will send an illustration straight back to you. 

Please note that no deposit is required, so unless specifically requested we will provide figures with no lump sum deposit payable.

the process

Once you have decided your requirements, it is a very simple process for you.  We realise that you will have many decisions to make and other demands on your time.  We arrange everything in the background, keeping you updated where required.

  • Decide on your perfect equipment solution
  • Contact Focus for a bespoke finance illustration
  • Tell us your preferred finance term
  • Focus request further information if required, and obtain credit approval
  • We issue the agreement for you to review and sign
  • We instruct Marshall's to process your order

benefits of asset finance

Focus can offer you finance for any equipment you are planning to purchase from Marshall’s.

We cover the whole of the UK and have facilities to suit all types of business, from start up ventures to PLCs.

Asset finance is often used instead of outright purchase, as cash is king when it comes to the health of a business. Even the most profitable companies cannot survive with insufficient cash. 

Managers have to ensure they have enough cash to meet their day to day needs, their expansion plans, and reserves to fall back on when business slows down or plans don’t work out.

Your new equipment can be installed and operational without the need for capital expenditure. The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.

Keep existing banking arrangements, and credit lines free for more appropriate uses. Our finance facilities cannot be withdrawn like overdraft facilities.

Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.

Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded at any time in the future.

Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear. After all, you wouldn’t pay all your staff costs up front!  Finance payments may be financed as you go along by extra income obtained by having the new equipment. Have equipment at today’s prices paid for from tomorrow’s income.

By utilising the right type of finance for your equipment acquisition you can maximise or accelerate your tax relief.  We will guide you through the options available.

Finally, with Focus Finance you can expect a minimal amount of paperwork.

frequently asked questions

If you have any questions we welcome phone calls or emails and will be pleased to help.  However we realise that your time is precious and before you know it another day has passed and you have not had the time.

Some of the most frequently asked questions and answers can be found below.

Once we have the information we need from you, we can usually provide decisions within 24 hours.  Once approved the finance agreement is emailed to you to review and sign. 

This will depend on your individual circumstances, but we can obtain a lot of information from open sources, for example Companies House.  Sometimes we may require supporting financials in the way of accounts or bank statements, but we ask for as little information as possible from you. 

This will depend on a number of factors including whether you are VAT registered, cashflow and how much you have spent on equipment in your financial year. 

Please give us a call to discuss these options in more detail, or ask your accountant.

The minimum term we can offer is 12 months, and the maximum is generally 5 years.

We can provide finance solutions without the need for any deposit, or if you wish to lower your regular monthly repayments you can of course pay a deposit if you wish.

We will promptly provide you with figures over the phone or by email, based on your  individual business.  

There are no up front fees payable to Focus for arranging a facility.

There is a documentation fee payable to the funder with the first payment, and this is typically £195.00.

End of term arrangements will depend on the facility most suitable for you. 

Details of all fees will be clearly stated on any documentation issued to you.

We regularly approve finance without a deposit.  If your preference is to pay a deposit, or in the case of a hire purchase agreement pay the VAT up front, we will confirm the deposit amount required if any.  This will either be paid to Marshall’s or collected by direct debit when the agreement is set up.

In the case of hire purchase, your signed hire purchase agreement will be the VAT document for HMRC purposes.  In the case of a lease rental a VAT schedule will be issued to you. 

You can settle the finance at any point throughout your agreement, but all payments under the agreement will still be due, sometimes with a small discount for early settlement.

finance your equipment from Marshall's

Enter your details below and we will contact you to give you a bespoke illustration and answer any finance questions

privacy

By entering your details you agree to be contacted by Focus Finance. You can read our privacy policy by clicking below.
privacy policy

to contact Marshall’s directly:

Marshall's International 3