finance solutions for CLH solutions
Focus have been working together with CLH for over 7 years.
In this time we have helped a huge variety of different types of CLH customers glean benefits from the equipment that CLH supply.
Whether you are a new business or a large company we have facilities to suit your individual requirements. Finance is available to non regulated customers which includes limited companies and larger partnerships.
Not all businesses are the same, and we speak to every one to understand their exact needs and provide a bespoke solution to achieve these.
benefits of asset finance
Focus can offer you finance solutions for a number of different products that CLH supply.
We cover the whole of the UK and have facilities to suit all of our customers, from start up ventures to PLCs.
Asset finance is often used instead of outright purchase, as cash is king when it comes to the health of a business. Even the most profitable companies cannot survive with insufficient cash.
Managers have to ensure they have enough cash to meet their day to day needs, their expansion plans, and reserves to fall back on when business slows down or plans don’t work out.
Your new equipment from CLH can be delivered and working for you without the need for capital expenditure. The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.
Keep existing banking arrangements, and credit lines free for more appropriate uses. Our finance facilities cannot be withdrawn like overdraft facilities.
Our finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.
Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded at any time in the future.
Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear. After all, you wouldn’t pay all your staff costs up front! Finance payments may be financed as you go along by extra income obtained by having the new equipment. Have equipment at today’s prices paid for from tomorrow’s income.
By utilising the right type of finance for your equipment acquisition you can maximise or accelerate your tax relief. We will guide you through the options available.
Finally, with Focus Finance you can expect a minimal amount of paperwork.
The type of finance that will be most suitable will depend on a number of factors.
These will include the annual capital expenditure for the business and whether it is VAT registered.
We would always suggest that requirements are discussed with the company’s accountant to determine which option is best. We are also happy to speak with them to answer any questions they may have.
Once you have a equipment cost, enter below. You can then change the deposit and term to come up with the relevant monthly payments.
Please exclude any VAT that will be due from the deposit figure you enter.
Please note these assume the business has been trading for more than 3 years and are subject to credit approval.
Once we know your requirements, it is a very simple process for you. We realise that you will have many decisions to make and other demands on your time. We arrange everything in the background, keeping you updated where required.
you contact CLH with your requirements
Get in touch with CLH discuss your exact requirements. They will provide you with a quotation.
obtain finance figures
Contact us for a bespoke illustration or use the calculator below to obtain indicative figures.
you confirm you wish to proceed
Tell us your preferred finance term and we will advise what information we will require from you.
we obtain credit approval
As soon as we have credit approval we will issue a formal acceptance. We will then issue you with documentation to complete.
you review and sign the documentation
We are of course here to answer any questions you may have. Once received we will notify CLH that everything is in place.
CLH arrange a delivery date
CLH will liaise directly with you regarding a delivery date, and let us know when this has been arranged for.
you take delivery
Once you have taken delivery of your equipment you complete a delivery note and we then get your agreement activated and CLH paid. Of course we are on hand throughout your agreement to answer any questions you may have.
frequently asked questions
If you have any questions we welcome phone calls or emails and will be pleased to help. However we realise that your time is precious and before you know it another day has passed and you have not had the time.
Some of the most frequently asked questions and answers can be found below.
We can provide finance solutions without the need for any deposit, or if you wish to lower the regular monthly repayments a deposit can of course be paid.
Our minimum term is 12 months, and maximum term length is generally 60 months.
This will depend on a number of factors including whether the business is VAT registered, cashflow and how much has been spent on equipment in the financial year.
Please give us a call to discuss these options in more detail, or ask an accountant.
This depends on many factors including total equipment value, length of time trading, and publicly available information. Our aim is to make finance as simple as possible, so will only ask for information if it will aid an approval.
We are happy to provide indicative figures over the phone or by email. If you prefer, feel free to use the calculator below to give an idea of figures by entering total equipment cost. Please note that these are based on businesses trading for more than 3 years and are subject to credit approval. If the business is younger, just give us a call and we will provide you with a bespoke illustration.
There are no up front fees payable to Focus for arranging a facility.
There is a documentation fee payable to the funder with the first payment, and this is typically £150.00.
End of term arrangements will depend on the most suitable facility.
Details of all fees will be clearly stated on any documentation issued.
Customers are able to settle their agreement at any point throughout the term, however all rentals remaining under the agreement will be due. Typically there is a small discount for settling early.
Please get in touch with us in whichever way suits you best. Pick up the phone or send us an email. We are happy to discuss the requirements and provide some finance illustrations in confidence and without obligation. Alternatively please use the below calculator to obtain an indication of figures.
to contact CLH Group directly: