This section covers the remaining types of business finance we offer our clients.
Every type of finance has its place depending on your requirements at this moment in time.
Focus have worked with a vast range of businesses since 1994 and are always happy to discuss where you are on your journey and make suggestions of solutions that could assist you.
We love understanding our clients’ businesses and providing solutions to suit their individual needs.
In general the answer is yes. Business finance enables growth and in turn profitability.
The problems arise when the wrong type of business finance is chosen or a business is over extended.
It is vital that the correct type of finance is chosen for the correct purpose. This is why general “business finance” is the last type of finance we mention.
There is no point having an unsecured loan to purchase an asset. You will achieve better terms using asset finance.
It would also be more prudent to use invoice finance rather than overdraft facilities to bridge the cash-flow gap between invoicing and receipt of payment.
The facilities mentioned below can be useful additions, are easily arranged and can help you business continue to prosper.
We can provide a loan for your VAT bill, from £25,000 up to the current tax liability, repayable over a 3 month term.
We can provide a loan for your corporation tax bill, from £25,000 up to the current tax liability, repayable up to a 12 month term.
We can offer loans to professional firms for any purpose from £25,000 with repayment term from 12 to 60 months.
We can offer commercial loans from £5000 for terms up to 36 months.
You can receive an advance against future credit and debit card takings. There is no fixed finance term, you simply repay a pre-agreed percentage of future takings, meaning repayments match future income levels.
If you have assets such as vehicles or machinery that are not on finance, we can refinance these for you to raise capital for other purposes.
contact focus with your requirements
review and accept the business finance proposal
once approved review and sign the agreement
funds are released
thank you – we will call you at the time requested